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  • Can a borrower rent out a USDA guaranteed loan home?

  • They would like to know if they can rent out the home or is it required that they sell the home? Borrower’s that secure a United States Department of Agriculture (USDA) guaranteed loan have certified on the loan application and Form RD 3555-21 that they will occupy the property as their primary residence.

  • What are the property requirements for a USDA loan?

  • If you wish to purchase a home with a USDA loan, there are property requirements that must be met in order for the home to qualify for financing. These include property eligibility based upon the location of the home, as well as certain property types, and appraisal and inspection requirements.

  • Can a USDA loan be used on a single family home?

  • Single Family Only As the name of the loan would suggest, the USDA loan is eligible for use only on single-family homes, which means small multifamily properties such as duplexes, triplexes, and fourplexes are out of consideration.

  • What is a USDA Rural home loan?

  • USDA Rural Home Loans are one of the most popular programs available! They are 10%, no money down loans and require no monthly Mortgage Insurance… but Know-How Warning