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The only exception is if you檙e buying a multi-family home.You can live in one of the units and rent out the others. Before qualifying,though,NACA requires completion of a 渞ecognized?landlord training course.

People also ask


  • Can I buy a house through NACA if my spouse owns one?

  • The NACA program is designed to help low-to-moderate income families and people purchase in low-to-moderate income areas become homeowners. No member of the household can have an ownership interest in any other property. If my spouse owns a home, can we still purchase a home through NACA? No.

  • Can a NACA member work with any real estate agent?

  • Yes. Members can work with any real estate agent they choose, except for those agents who have been banned from utilizing the NACA program. NACA does not allow agents to participate who charge Members fees, who do not properly represent the Members, or who do not adhere to NACA policies.

  • What is the NACA program for home ownership?

  • The NACA program is designed to help low-to-moderate income families and people purchase in low-to-moderate income areas become homeowners. No member of the household can have an ownership interest in any other property. If my spouse owns a home, can we still purchase a home through NACA?

  • What are the requirements for a NACA mortgage?

  • At the time of closing, the house purchased with the NACA mortgage must be the Member only home. After closing, the property must be the Member primary residence that he/she occupies. NACA takes out a lien on the home to ensure this requirement.