Best answer


Yes, you can rent your home even if it is a USDA mortgage. However, beware, if there is a deficiency on the transaction, the USDA will still legally be able to pursue any deficiency.

People also ask


  • Can a borrower rent out a USDA guaranteed loan home?

  • They would like to know if they can rent out the home or is it required that they sell the home? Borrower’s that secure a United States Department of Agriculture (USDA) guaranteed loan have certified on the loan application and Form RD 3555-21 that they will occupy the property as their primary residence.

  • What are the property requirements for a USDA loan?

  • If you wish to purchase a home with a USDA loan, there are property requirements that must be met in order for the home to qualify for financing. These include property eligibility based upon the location of the home, as well as certain property types, and appraisal and inspection requirements.

  • Can you get a USDA loan for a manufactured home?

  • Home buyers can finance 100% of a home purchase price; and, can even use the loan to help purchase a manufactured home or a modular home. Furthermore, because USDA loans are guaranteed against loss by the U.S. Department of Agriculture, they are of very little risk to banks which make them.

  • Is the USDA Rural Housing Loan program still affordable?

  • Via mortgage insurance premiums charged to program homeowners, the government is able to keep the Rural Housing Loan program affordable. The USDA last changed its mortgage insurance rates in October 2016. Those rates remain in effect today, November 4, 2018.