Best answer


Most VA home loan agreements stipulate that you occupy the house for at least 12 months. At the end of that 12 months, you檒l likely be able to rent the house to a tenant, even if they檙e not affiliated with the military. The only way you can rent out a property immediately after buying it is to buy a multi-family property or duplex.

People also ask


  • Can a veteran rent out a house with a VA loan?

  • For example, a veteran who buys a home with a VA loan and then gets transferred overseas can rent out the home and still refinance that existing mortgage based on prior occupancy. How long do you have to live in a house with a VA loan?

  • Can a VA loan be used to buy a vacation home?

  • The VA wants their mortgage program to get veterans and active military into houses, not for people to get vacation homes or investment properties. VA occupancy requirements state that current VA homeowners must occupy their home within 60 days of securing financing and must continue to reside in their current home.

  • What is a VA home loan?

  • A low-cost home loan backed by the U.S. Department of Veterans Affairs ?also called a VA home loan ?is more than just a way for veterans to afford homes. The loans can also be used to help veterans buy rental homes that they can make some extra money from as landlords.

  • Can you buy a house with FHA and VA financing?

  • A borrower could purchase a home using FHA and then later move and purchase a new home using VA financing, or vice-versa. The homeowner must occupy the home for a reasonable amount of time (more than a few weeks or months) to satisfy the occupancy requirement.