Best answer


In many cases,yes. Buy-to-let mortgage is a term for a loan than enables a landlords to buy a house and rent it out. These mortgages have different terms than mortgages for buyers who will occupy their house.

People also ask


  • Can I rent out my house without telling my mortgage lender?

  • Conventional loans that are guaranteed by Fannie Mae or Freddie Mac will require you to live in the house for one year or more before you can rent it out. Lenders may also have other restrictions on the use of the property, so it better to call them first before renting out your home. Can I Rent Out My House Without Telling My Mortgage Lender?

  • Can you rent out your house with an FHA loan?

  • For example, owner-occupants purchasing their homes with FHA-insured mortgages are expected to occupy them, not rent them out. Fannie Mae and Freddie Mac also prohibit their residential mortgage borrowers from renting out their homes during their first year of occupancy.

  • Is it illegal to rent a house without a buy-to-let?

  • Is it illegal to rent a house without a buy-to-let mortgage? If you檙e an owner-occupier, the terms of your residential mortgage will state that you檙e unable to rent your home to anyone without obtaining prior consent.

  • Can you buy a house to rent out?

  • Buying a house to rent out can be a hectic process, especially if you檙e a beginner in real estate. But if you follow our steps to buying a rental property (8 steps to be exact!), your investing journey will be much smoother. Next, Learn How to Rent Out a House for Positive Cash Flow.